Integrated Shield Plan Ip

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Last updated: 2026/07/20

IP Rider Changes Coming April 2026 🚨

Starting April 2026, the Ministry of Health (MOH) will enforce changes to Integrated Shield Plan (IP) riders. These changes mainly affect: • Co-payment structure • How much you need to pay out-of-pocket • Rider design going forward It will apply to new policies issued after the effective d